United MileagePlus: bank transfer partners and ratios
- Best transfer ratio
- 1:1
- from Bilt Rewards and Chase Ultimate Rewards
- Our value per point
- 1.30¢
- Lowest cost per 1,000 points
- R$280.00
- through Livelo at 4:1
By our valuation, buying points costs about 1.4× what they are worth when redeemed.
United MileagePlus is an airline loyalty program.
2 bank programs transfer to United MileagePlus: Bilt Rewards and Chase Ultimate Rewards. All of them transfer at 1:1.
Livelo transfers to United MileagePlus at 4:1 (verified on Nov 1, 2026).
By our valuation, United MileagePlus is worth about 1.30¢ per point. Buying points from United MileagePlus costs about 1.88¢ per point.
At the Livelo list price and a 4:1 transfer, 1,000 points of United MileagePlus cost about R$280.00.
Lounge networks tied to United MileagePlus: United Club and United Polaris Lounge.
Transfers from bank programs
| Bank program | Ratio | Bonus | Cost per 1,000 points (before bonuses) | Verified on |
|---|---|---|---|---|
| Bilt Rewards | 1:1 | — | — | — |
| Chase Ultimate Rewards | 1:1 | — | — | — |
| Livelo | 4:1 | — | R$280.00 | Nov 1, 2026 |